Professional Liability Insurance

Every business owner will take credit for doing a good job, but no one is willing to say they’re perfect. The potential for alleged or actual errors in the performance of services is all too real. Don’t let these claims damage your business. Professional liability coverage protects against liability claims for negligence. Below is a list of Specialty Liability coverage that you should consider depending on your profession or volunteer activities.



Directors and Officers Liability (D&O)

Directors and officers liability claims result in millions of dollars in lawsuits each year. Directors and officers liability insurance provides specialized coverage for the directors and officers of your company. This coverage protects the personal assets of corporate directors and officers and their spouses against losses in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company. Protecting your company’s assets and the best interests of your management team is essential to the long-term success of your organization.


Cyber Liability

Cyber liability insurance is an insurance policy that provides businesses with a combination of coverage options to help protect the company from data breaches and other cyber security issues. It is not a question of if your organization will suffer a breach, but when. Travelers cyber insurance policyholders can also access tools and resources to manage and mitigate cyber risk — pre-breach and post-breach.

Employers Practices Liability (EPLI)

Employment practices liability insurance protects your organization when claims arise from allegations of wrongful employment practices. This includes, for example, claims related to failure to promote, discrimination, wrongful termination, workplace harassment and retaliation, and sexual harassment.

Employment-related claims impact organizations of every size, in every industry and can disrupt businesses, hurt employee morale, damage reputations, and cost businesses financially … even before going to court.

Professional Liability (E&O)

Professional liability insurance helps cover you and your company if you make a mistake in the professional services given to a customer or client. This coverage is also known as errors and omissions insurance (E&O). Even if you’re an expert in your business, mistakes happen. And if your client or customer thinks a mistake in your professional services caused a financial loss, they can sue you.