UMBRELLA OR EXCESS LIABILITY POLICIES

Financial Protection Policies

Umbrella and excess liability policies provide you with a broader level of financial protection. No one ever expects to be hit with a million-dollar lawsuit, but it happens. A Personal Umbrella Endorsement offers you and your family additional liability protection over the basic coverage provided by your automobile, homeowners or boat policy. $1 million to $5 million limits are available. This is that extra step that can make all the difference in adverse circumstances.

Regardless of the type of property or level of risk, Sumner & Toner will find the most comprehensive insurance policy available to fit your need.